So Money with Farnoosh Torabi

This week: A possible Covid-related tax refund, the demographic with the biggest student loan defaults, can AI help with your money….and All-things 529 plans and college savings with Patricia Roberts.

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

Hosted on Acast. See acast.com/privacy for more information.

Today I’m joined by Carrie Joy Grimes. founder of WorkMoney and the author of the new book The Joy of Money. She’s a former union organizer who spent years helping workers fight for better wages and benefits while also trying to untangle her own complicated relationship with money — debt, shame, financial anxiety, all of it.

In this episode, we talk about why so many women still avoid taking ownership of their finances, how to rebuild confidence after money mistakes, whether homeownership still makes sense, and how to separate what society tells us should make us happy from what actually does.

We also talk about the inspiration behind her new book, The Joy of Money, and why she believes financial security is not just about numbers — it’s about feeling safer, freer, and more in control of your life.
Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

Hosted on Acast. See acast.com/privacy for more information.

Guest Simone Stolzoff, journalist and author of the new book, How to Not Know: The Value of Uncertainty in a World that Demands Answers, says we are living through what the World Health Organization calls a “polycrisis” — overlapping economic, political, technological, and personal disruptions that are leaving many of us feeling anxious, untethered, and desperate for answers.

But what if the goal isn’t to eliminate uncertainty?
What if the real skill is learning how to live with it?

Simone argues that our obsession with certainty — whether in our careers, relationships, finances, or identities — may actually be making us more anxious, less adaptable, and less fulfilled.

In this conversation, we talk about:
Why uncertainty tolerance is declining
The surprising psychology behind layoffs and career anxiety
Why savings can create emotional flexibility, not just financial security
How to stop tying your self-worth to your job title
The dangers of chasing a “dream job”
Why curiosity may be one of the most important skills in the AI era
And how becoming a parent forced Simone to practice what he preaches

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

Hosted on Acast. See acast.com/privacy for more information.

Farnoosh shares Mother’s Day plans, and reacts to news including the April jobs report and an Apple class-action settlement that could pay eligible iPhone 15 Pro/Pro Max and iPhone 16 buyers up to $95 per device. She also cautions against Fannie Mae’s move toward crypto-backed mortgages, arguing that borrowing against volatile crypto to fund a down payment adds risk and doesn’t address the real housing crisis.

Mailbag topics include: how to prepare for or respond to a layoff (unemployment, COBRA, cutting expenses, bridge income, networking, and rolling over retirement accounts), how to save on rising summer utility bills, and whether 0% balance transfer credit cards are a good tool for managing high-interest credit card debt. Check out the full list of recommended balance transfer cards on Nerdwallet.com.

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

Hosted on Acast. See acast.com/privacy for more information.

What does it actually mean to be “rich” today?

Because if you’re waiting for the old playbook to work—go to school, get a stable job, buy a house, retire comfortably—you may be waiting a long time.
The truth is, that version of wealth? It’s outdated. And for a lot of younger earners especially, it feels completely out of reach.
So what are the new rules?

Today’s guest has built a massive following by calling out the broken advice we’ve inherited—and replacing it with something far more realistic, and frankly, more empowering. Haley Sacks, also known as Mrs. Dow Jones, is back on So Money with her new book, Future Rich Person.
And this is not your typical money book.

Haley is speaking directly to what she calls the “zillennial” generation—but really, anyone who feels like they’re doing all the right things and still not getting ahead. In our conversation, we talk about why the traditional path to wealth is due for a rewrite, how to actually start building what she calls “action money,” and why your income, your skills, and even your relationship to work need to evolve in an AI-driven economy.

We also get into some of the cultural forces shaping how we think about money right now—from the rise of “trad wife” content to the very real temptation to opt out of the financial game altogether.
Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

Hosted on Acast. See acast.com/privacy for more information.