Smart Money Happy Hour with Rachel Cruze and George Kamel

📈 Plan and save for the future with Ramsey’s Complete Guide to Investing.

 

Good manners, simple style, old-school investing—today we’re unpacking subtle “quiet millionaire” habits and teaching you how to build wealth the right way.

 

Next Steps:

🎙️ Catch our episode Things That Scream “I’m Pretending to Be Upper Class”.

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

💵 Create a free budget and find more margin with EveryDollar.

💻 Figure out your next financial move with Ramsey’s Get Started Assessment.

 

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Today’s Happy Hour Special: 🍹 Apple Ginger Fizz Mocktail

Recipe from The Mindful Mocktail

3 ounces still apple cider

1 ounce freshly squeezed lime juice

6 mint leaves

1 teaspoon apple cider vinegar

Pinch powdered cinnamon

 3 ounces ginger ale

Instructions: Place apple cider, lime juice, cinnamon, apple cider vinegar and a few ice cubes into a cocktail shaker. Clap the mint together in your hands to release the scent, and add to the shaker. Shake for about 20–30 seconds until ingredients are combined. Pour into an ice-filled glass and top with ginger ale. Stir gently, garnish with mint, and serve.

 

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

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📈 Plan and save for the future with Ramsey’s Investment Calculator.

 

We all have our weaknesses when it comes to frivolous spending—but some of you are next level. Today, we’re reacting to (and lightly judging) the internet’s most ridiculous spending habits.

 

Next Steps:


🎙️ Catch our episode We Settle Your Heated Money Arguments.


🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour


📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 


💵 Create a free budget and find more margin with EveryDollar.


💻 Figure out your next financial move with Ramsey’s Get Started Assessment.

 

Connect With Our Sponsors:


Check out the FAIRWINDS Credit Union exclusive account bundle.


Get 20% off when you join DeleteMe.


Get 20% off with code SMARTMONEY at Cozy Earth.

 

Today’s Happy Hour Special: 🥃 “The Reddish” Maroon Manhattan

Recipe from Smart Money Happy Hour mixologist Michael Reddish

 2 ounces bourbon

1 ounce dry vermouth

 1 ounce amaro

2–3 dashes black walnut bitters

2–3 dashes chocolate bitters

Instructions: Add the bourbon, dry vermouth, amaro and bitters into a mixing glass with ice and stir until well-chilled. Serve in a coupe glass and enjoy!

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
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💵 Create a free budget and find more margin with EveryDollar.

 

Is love blind? Some of your financial decisions certainly make it seem that way! Today, we’re reacting to people’s biggest money mistakes made on behalf of their loved ones.

 

Next Steps:


🎙️ Catch our episode Date Nights From $0 to $10,000? We’ve Got You Covered!


🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour


📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

 

Connect With Our Sponsors:


Check out the FAIRWINDS Credit Union exclusive account bundle.


Get 20% off when you join DeleteMe.


Get 20% off with code SMARTMONEY at Cozy Earth.

 

Today’s Happy Hour Special: 🍹 Trophy Wife Spritz

Recipe from Fly Girl Bartending

 Mint leaves

1/2 ounce honey

3 ounces club soda

3 ounces nonalcoholic sparkling wine

 Grapefruit

Instructions: Place mint in the bottom of a wine glass. Add honey and club soda and stir. Fill the glass with ice and top with sparkling wine. Garnish with mint and grapefruit and enjoy!

 

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel[AP3] [JS4] 

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Create a free budget and find more margin with EveryDollar.

 

Career, relationships, self-improvement—life is full of important choices, and today we’re unpacking all the options with bestselling author and The Ramsey Show co-host Ken Coleman.

 

Next Steps:


🎙️ Catch our episode Critiquing Your Spending Habits (and Ours) With Dr. John Delony


🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour


📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 


🤑 Catch Ken’s episode with George: Financial Expert: These Common Money Habits Are Keeping You Poor


🤩 Catch Ken’s episode with Rachel: Marriage, Parenting and Growing Up as Dave Ramsey’s Daughter

 

Connect With Our Sponsors:


Check out the FAIRWINDS Credit Union exclusive account bundle.


Get 20% off when you join DeleteMe.


Get 20% off with code SMARTMONEY at Cozy Earth.

 

Today’s Happy Hour Special: 🥃 Kentucky Mule

Recipe from Liquor.com

 2 ounces bourbon

1/2 ounce lime juice, freshly squeezed

 Ginger beer, to top

 Garnish: mint sprig

 

Instructions: Add the bourbon and lime juice to a copper mug or a highball glass. Fill the mug or glass with ice and top with ginger beer. Garnish with a mint sprig and enjoy!

 

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
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🚢 Get tickets to the next Live Like No One Else Cruise.

 

Apparently, living on less than you make and ditching your credit score is groundbreaking financial advice—but we’ll let you be the judge. If you’re willing to be a little unorthodox in order to build wealth, stay tuned! You’re in the right place.

 

Next Steps:


🎙️ Catch our episode Are These Common Money Habits Broke, Average or Wealthy?


🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour


📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 


💵 Create a free budget and find more margin with EveryDollar.


📙 Grab a copy of George Kamel’s book, Breaking Free From Broke.

 

Connect With Our Sponsors:


Check out the FAIRWINDS Credit Union exclusive account bundle.


Get 20% off when you join DeleteMe.


Get 20% off with code SMARTMONEY at Cozy Earth.

 

Today’s Happy Hour Special: 🍹 Virgin Piña Colada

Recipe from House of Nash Eats

 2 cups pineapple juice

3/4 cup cream of coconut

4 cups ice

Pineapple wedges for garnish

Maraschino cherries for garnish

 

Instructions: Pour the pineapple juice and cream of coconut into a high-powered blender. Add the ice. Blend for 30–60 seconds until smooth. Divide between 3–4 glasses. This makes about 5 cups of piña colada, which is about 10 ounces per person if divided between 4 people. Garnish with pineapple wedges, maraschino cherries and cocktail umbrellas before serving!

 

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
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