The Rachel Cruze Show

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Caring about your money is the first step toward lasting financial peace. And if you clicked on this episode, you’re already more financially aware than the average Joe. So today, I’m sharing five signs you might be doing better than you think!



Next Steps: 

🎥 Watch my video How Do You Compare Financially to the Average American (2026 Edition).

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Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

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🏠 Check out the Mortgage Payoff Calculator!

 

Is mortgage debt really “good debt”? In today’s episode, I’m breaking down what people claim is “good debt” and share the only kind of debt I give my stamp of approval for, with a few caveats.

Next Steps: 

🎥 Watch my video 5 Popular Money Myths That Keep You Broke.

💵 Start your free budget today. Download the EveryDollar app!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

 

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

 

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

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📈 Check out the Investment Calculator!

 

In today’s episode, I’m reacting to an article that shared the monthly expenses that Dave Ramsey has said are destroying your retirement. Plus I’ll share what you should do instead to avoid ruining your retirement.

Next Steps: 

🎥 Watch my video 7 Places Frugal People Never Spend Their Money.

💵 Start your free budget today. Download the EveryDollar app!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

 

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

 

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

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👩🏻‍💻 Take the Side Hustle Quiz!

 

The idea of earning passive income seems to be everywhere lately. I recently saw a reel that perfectly called out the problem with influencers pushing this trend. So today, I’m going to react to that reel and break down what no one is telling you about passive income.



Next Steps: 

🎥 Watch my video Why Being Boring Is the Best Way to Build Wealth.

💵 Start your free budget today. Download the EveryDollar app!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

 

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

 

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
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📖 Teach your kids contentment with my Kids Book Bundle.

 

Growing up as Dave Ramsey’s daughter, we definitely did things a little differently! So in today’s episode, I’m sharing six things my family did when I was growing up that I totally thought were normal.



Next Steps: 

🎥 Watch my video 9 Things to Do Differently With Your Money in 2026 With Dave Ramsey.

💵 Start your free budget today. Download the EveryDollar app!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

 

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

 

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices