The Rachel Cruze Show

📈Are you on track with the Baby Steps? Get a free personalized plan.

 

We asked 1,000 people about their money, and the results honestly shocked me! In this episode, I break down the data and share three simple ways to make sure stress and a negative net worth don’t become your normal.

Next Steps: 

🎥 Watch my video How Do You Compare Financially to the Average American? (2026 Edition).

💵 Start your free budget today. Download the EveryDollar app!

 

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

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Go to FAIRWINDS Credit Union for an exclusive account bundle!

 

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

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🚢 Set sail with me on the Live Like No One Else Cruise! Book your cabin today.

 

What if I told you that you could plan fun, memorable date nights at any price? Well, that’s exactly what I’m doing! Here are 23 creative date night ideas to try for every Baby Step or budget level. Let’s get into it!

 

Next Steps:

🎥 Watch my video 3 Best Marriage Tips We’ve Ever Received.

📈 Are you on track with the Baby Steps? Get a free personalized plan.

💭 Want a deeper connection with your spouse? Pick up Questions for Humans: Couples.

💵 Start your free budget today. Download the EveryDollar app!

 

Connect With Our Sponsors:  

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

 

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

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📈 Use the Investment Calculator to see how your money can grow over time.

 

In this episode, I’m breaking down a few simple money moves people often overlook that can put you on the path to becoming a millionaire. None of it is flashy, but if you focus on the right habits and stay consistent, you can start building real, lasting wealth this year.

Next Steps: 

🎥 Watch my video Why Being Boring Is the Best Way to Build Wealth.

📈Are you on track with the Baby Steps? Get a free personalized plan.

💵 Start your free budget today. Download the EveryDollar app!

 

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

 

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
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📈 Are you on track with the Baby Steps? Get a free personalized plan.

 

In this episode, I’m calling out a few spending traps that sneak into our budgets once the year gets going. If you’re ready to stop wasting money and free up some extra cash without feeling deprived, this one’s for you.

Next Steps: 

🎥 Watch my video 10 Minutes of People Living Frugally and Winning.

💵 Start your free budget today. Download the EveryDollar app!

 

Connect With Our Sponsors[JS4] :

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

 

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. 

 

When it comes to making the most of your money, where you put your money matters just as much as how you spend it. So today, I’m breaking down the three bank accounts everyone needs—and one of them you may be overlooking. 

 

Next Steps:

🎥 Watch my video Here’s When Saving Your Money Is a Bad Idea.

💵 Start your free budget today. Download the EveryDollar app!

 

Connect With Our Sponsors:  

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial. 

 

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices