The Rachel Cruze Show

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When it comes to money, some harmful habits have become way too normal. So here are five common money practices that are really just lies holding you back! 

 

Next Steps:

🎥 Watch my video The Worst Ways to Pay Off Your Debt.

💵 Start your free budget today. Download the EveryDollar app!

📈 Are you on track with the Baby Steps? Get a free personalized plan. 

 

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Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a free personalized plan.

In this episode, I’m breaking down the five simple, kind of boring habits that have helped me build real wealth—and showing how these basics can completely change your financial life. If you’re ready to grow your money with confidence and consistency, this one’s for you!

Next Steps: 

🎥 Watch my video 10 Minutes of People Living Frugally and Winning.

💵 Start your free budget today. Download the EveryDollar app!

 

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial. 

 

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

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📈 Are you on track with the Baby Steps? Get a free personalized plan.

 

If you’re trying to build wealth but are still left wondering where chunks of money go every month, it might be time to rethink your money habits. Here are six things wealthy people never spend money on.

Next Steps:

🎥 Watch my video Why You Should Spend Like No One Is Watching.

💵 Start your free budget today. Download the EveryDollar app!

 

Connect With Our Sponsors:  

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial. 

 

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

🛡️ Are you protected with the right insurance? Take Ramsey’s five-minute Coverage Checkup.

In this episode, Winston and I share how our annual “Dream Date” has transformed our marriage and our money. We share what we do every year to get aligned on our goals, budget and big dreams. If you’re craving clarity and connection heading into 2026, you’ll love this episode.

Next Steps: 

🎥 Watch my video Money Lessons We’ve Learned in 15 Years of Marriage (With Winston Cruze).

📑 Check your credit report for free.

💵 Start your free budget today. Download the EveryDollar app!

📈Are you on track with the Baby Steps? Get a free personalized plan. 

 

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial. 

 

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

📚 Grab my Kids Book Bundle to get all three of my children’s books!

Talking about money doesn’t have to be weird or taboo. In this episode, I’m walking you through five super important money conversations to have with the people in your life so you can strengthen your relationships and feel more confident about your financial future.

Next Steps: 

🎥 Watch my video The 3-Step Formula for Finding a Job You Love (With Ken Coleman).

💵 Start your free budget today. Download the EveryDollar app!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

 

Connect With Our Sponsors:

Learn more about Christian Healthcare Ministries.

Get 20% off when you join DeleteMe.

Go to FAIRWINDS Credit Union for an exclusive account bundle!

Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial. 

 

Explore More From Ramsey Network:

🍸 Smart Money Happy Hour

🎙️ The Ramsey Show 

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices